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Commercial Visa Credit Cards

 

Get the Card you trust. Fixed Rate. Local Service.


Click here to apply for our Business Visa and Rewards Business Visa Cards. You may drop off your application at any Blackhawk Bank & Trust branch, or mail to:

Blackhawk Bank & Trust
301 West Fourth Street
P.O. Box 1098
Milan, IL 61264-1098
(309) 787-9528

The Business Visa® Card Benefits:

  • No Annual Fee
  • A Plain & Simple approach to managing your business expenses
  • Visa Purchase Security and Extended Protection Benefits
  • Travel and Emergency Assistance
  • Visa Business Auto Rental Collision Damage Waiver
  • Visa's Zero Liability Program
  • Local service. Local Payment Options.

Business Visa® Rewards Card Benefits:

  • Earn 1 point for every $2.00 in net purchases
  • No Annual Fee
  • Visa Business Auto Rental Collision Damage Waiver
  • Visa's Zero Liability Program
  • ScoreCard® Bonus Points
  • Local Service. Local Payment Options.

Please see a Bankcard Services Coordinator for more details on the benefits of our new Blackhawk Bank & Trust Visa® Card!

Summary of Business Visa® Card Credit Terms
Fixed Rate Business Visa
Annual Percentage Rate (APR)
for Purchases
12.99% APR
Business Visa Rewards
Annual Percentage Rate (APR)
for Purchases
12.99% APR
Other APRs Cash Advance APR: 19.99%
Penalty Rate: 19.99%*
Grace Period for Repayment of Balance for Purchases 25 days from the date of the billing statement on new purchases (provided you have paid your previous balance in full by the due date).
Method of Computing the Balance for Purchases Average daily balance (including new purchases).
Business Visa Annual Fee None.
Business Visa Rewards Annual Fee None.
Minimum Finance Charge. None.
U.S. Currency Conversion Fee 1.0% of the amount of multi-currency transactions; 0.8% of the amount of single-currency transactions.

Overlimit Fee: $25.00
Late Payment Fee: $25.00
Transaction Fee for Cash Advances: The charge for each Cash Advance obtained through any ATM of $40.00 or greater is 3% of the amount of the advance. The charge for each Cash Advance obtained through any other source is 3% of the amount of the advance, but in no event is less than $10.00, or greater than $50.00.
Returned Item Fee: $25.00
*Penalty Fee: If anytime during a 12 month period the account is more than 30 days past due, the penalty APR will apply.
***Redemption Fee for Points: There is a $5.95 redemption fee per redeemed merchandise rewards. A $25.00 redemption fee is applicable for travel within the U.S. and a $35.00 redemption fee for international travel redemptions.

These rates are effective and fees are effective as of April 20, 2009. Additional account details will be provided when you apply to become a cardholder.

Apply in Person
Apply in person when you visit any Blackhawk Bank & Trust Branch.

Request an Application
Call our Credit Card Department at (309) 787-9528 to request an application to be mailed to you.

Send us an Email
Feel free to contact us at info@choosethechief.com.
Please do not send private, confidential or sensitive information via email.

Personal Visa Cards
Blackhawk Bank & Trust also offers Personal Visa Cards. Click here to view details.


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