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Health Savings Account


  • The minimum deposit required to open this account is $100.
  • This account is available to anyone who qualifies.
  • Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account weekly. It is our normal practice to review and/or change interest rates every Thursday.
  • Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
  • Interest will be compounded daily and credited to your account on a quarterly basis, on March 31, June 30, September 30 and December 31.
  • The interest accrual method is 365/365 days.
  • You may make thirteen (13) withdrawals per quarter without penalty.
    Each withdrawal over thirteen (13) per quarter -------------------------- $ 1.00
  • You must maintain a minimum balance in the account each day to obtain the disclosed annual percentage yield.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • This is a tiered-rate account. Your interest rate and annual percentage yield may change.

 


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