||This account is available to anyone, including businesses.
• The minimum deposit required to open this account is $2,500.00.
• A monthly minimum balance fee of $5.00 is applied if the minimum daily balance for the
monthly statement cycle falls below $2,500.00.
• You may make six (6) transfers, withdrawals, checks or a combination of such not to exceed a total of six (6) each statement cycle without penalty.
• If you exceed these limits a fee of $5.00 is applied per excess transaction.
• At our discretion, we may change the interest rate on your account.
• This is a tiered-rate account. Your interest rate and annual percentage yield may change.
• Interest begins to accrue no later than the business day we receive credit for non-cash items (for example, checks).
• Interest will be compounded monthly and credited to your account on a monthly basis.
• The interest accrual method is 365/365 days.
• You must maintain a minimum daily balance to obtain the disclosed annual percentage yield.
• We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
• FREE TeleCHIEF Phone Banking.
• FREE eCHIEF Internet Banking.