·  This product is tied to a Line of Credit(LOC) loan.
·  There is a $20.00 annual fee for this account, with a $5.00 fee to access
   the attached LOC. Funds will be transfered from the LOC to the account
   in increments of $100.00.
·  The minimum monthly automatic payment is $50.00 to repay the LOC.
·  The default LOC limit for this account is $500.00.

Please consult a Loan Officer for Interest Rate Information regarding this account.