·  The minimum deposit required to open this account is $2,500.00.
·  This account is available to individuals, nonprofit organizations,
   and sole proprietorships.
·  Not available to businesses.
·  At our discretion, we may change the interest rate on your
   account weekly.It is our normal practice to review and/or
   change interest rates every Thursday.
·  Interest begins to accrue no later than the business day we
   receive credit for non-cash items (for example, checks).
·  This is a tiered-rate account. Your interest rate and annual
   percentage yield may change.
·  Interest will be compounded monthly and credited to your
   account on a monthly basis.
·  The interest accrual method is 365/365 days.
·  The monthly minimum balance fee if the average daily balance
   drops below $2,500 any day of the month is $5.00 plus per debit fee
   of $.10.
·  There is no limit to the number of monthly deposits or withdrawals on
   this account.
·  Your check presented against insufficient funds(maximum four
   (4) per day)-$ 29.00 each.
·  Check printing--(fee depends on style of check ordered).
·  You must maintain a minimum daily balance to obtain the
   disclosed annual percentage yield.
·  We use the daily balance method to calculate the interest on
   your account. This method applies a daily periodic rate to the
   principal in the account each day.
·  FREE TeleCHIEF Phone Banking
·  FREE eCHIEF Internet Banking
·  FREE Bill Pay with eStatements
·  FREE CHIEFChekDebit Card
·  FREE The CHIEF ATM Card