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Christmas Club Account

  • There is no minimum balance requirement to open this account.
  • Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account weekly.
    It is our normal practice to review and/or change interest rates every Thursday.
  • Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
  • Interest will be compounded daily and credited to your account at the conclusion of the current club term.
  • The interest accrual method is 365/365 days.
  • You may not make withdrawals from this account until the conclusion of the current club term without our approval, and we reserve the right to refuse any request for withdrawal. If a withdrawal is approved, the account may be closed and you will forfeit any accrued interest.

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