·  The minimum deposit required to open this account is $100.00.
·  No minimum monthly balance is required for this account.
·  There is a $7.00 monthly maintenance fee which is waived if
   customer has Direct Deposit of payroll to this account.
·  A $0.50 fee will be charged for each check, ACH debit and other
   miscellaneous debit in excess of ten (10) per monthly statement cycle.
   This excludes ATM transactions and POS transactions.
·  Interest is not paid on this account.
·  Your check presented against insufficient funds
   (maximum four (4) per day) -$ 29.00 each.
·  Check printing--(fee depends on style of check ordered).
·  Fee for cancelled images returned is $2.00 per month.
·  Free Check Image Safekeeping
·  Free The Chief ATM Card or Chief Chek Debit Card.
·  FREE TeleCHIEF Phone Banking.
·  FREE eCHIEF Internet Banking.
·  eCHIEF Bill Payment, 3 months free, $4.95 each month
   after 3 months.
·  3 Free Foreign ATM transactions are allowed per monthly statement
   cycle; $1.00 per transaction fee is charged in excess of three.