·  The minimum deposit required to open this account is $100.00.
·  Only one (1) Senior Checking Account per household.
·  No minimum monthly balance is required for this account.
·  No monthly fee or per item fee.
·  Interest is not paid on this account.
·  Free Check Image Safekeeping.
·  Fee for cancelled images returned is $2.00 per month.
·  3 Free foreign ATM transactions are allowed per monthly statement
   cycle; $1.00 per transaction fee is charged in excess of three
• foreign ATM transactions.
·  Free Wallet Safety paper checks in blue, green or brown. If Safety
   paper checks are not ordered, discounted check printing fees will    apply depending on style and quantity ordered.
·  FREE The CHIEF ATM Card or CHIEFChek Debit Card.
·  FREE TeleCHIEF Phone Banking.
·  FREE eCHIEF Internet Banking.
·  eCHIEF Bill Payment, 3 months free, $4.95 each month
   after 3 months.