Skip to Main Content

Earn more interest!

New accounts will earn an additional 1.00%** during the first 90 days of account opening if qualifications are met!

Interest Checking

  • Minimum deposit to open the account is $50
  • No minimum balance required to earn interest or maintain account
  • Unlimited check writing
  • Check images returned with statement at no charge
  • This is a tiered rate account if one of the qualifications detailed below are met for each monthly statement cycle

Open Online     Learn More

*Interest Checking: Annual Percentage Yield on balances up to $15,000 and 0.10% APY on daily balances greater than $15,000 resulting in 4.50% - 0.76% APY depending on balance in the account and qualifications met. To qualify, you must have at least 15 debit card purchases and at least one direct deposit or electronic payment post and settle during the monthly statement cycle. Annual Percentage Yield on balances even if transaction qualifications are not met of 0.10%. The APY is accurate as of May 15, 2024. Rate is subject to change. Fees could reduce the earnings. Minimum deposit to open the account is $50.00. ** For new accounts opened on or after May 15, 2024, earn an additional 1.00% interest rate on balances up to $15,000.00 during the first 90 days following account opening, resulting in 5.55% - 0.92% APY, depending on balance in the account and qualifications (stated above) met. “New account additional 1.00%” offer is valid as of May 15, 2024 and can be withdrawn at any time. The APY is accurate as of May 15, 2024. Rate is subject to change. Fees could reduce the earnings. Minimum deposit to open the account is $50.00.

RELATIONSHIP CHECKING

  • Minimum deposit to open the account is $50.
  • No minimum balance required to earn interest or maintain account.
  • Unlimited check writing.
  • Check images returned with statement at no charge.
  • This is a tiered rate account if the qualifications detailed below are met for each monthly statement cycle.
  • If qualifications are not met, all balances are still eligible to earn interest. Separate tiers will apply.

OPEN ONLINE   LEARN MORE

*Relationship Checking: Annual Percentage Yield on balances up to $30,000 and 0.10% APY on daily balances greater than $30,000 resulting in 5.00% - 1.57% APY depending on balance in the account and qualifications met. To qualify you must have at least fifteen (15) posted and settled debit card purchases in the current monthly statement cycle AND at least two (2) of the following additional qualifiers: a) At least one (1) direct deposit or electronic payment (ACH) post and settle during the monthly statement cycle; b) An average monthly balance of at least $25,000 within a Blackhawk Bank & Trust Money Market or Savings account; c) A current principle balance of at least $25,000 within Blackhawk Bank & Trust personal loan account; d) A current balance of at least $100,000.00 within Blackhawk Bank & Trust Certificate of Deposit or Individual Retirement Accounts balance. Annual Percentage Yield on balances if qualifications are not met is 0.10% on balances of less than $2,500 and 0.15% APY on balances of $2,500 or greater. The APY is accurate as of May 15, 2024. Rate is subject to change. Fees could reduce the earnings. Minimum deposit to open the account is $50.00.  ** For new accounts opened on or after May 15, 2024, earn an additional 1.00% interest rate on balances up to $30,000.00 during the first 90 days following account opening, resulting in 6.05% - 1.89% APY, depending on balance in the account and qualifications (stated above) met. “New account additional 1.00%” offer is valid as of May 15, 2024 and can be withdrawn at any time. The APY is accurate as of May 15, 2024. Rate is subject to change. Fees could reduce the earnings. Minimum deposit to open the account is $50.00.

Offer is valid as of the date of this publication and may be withdrawn at any time.

VIEW TERMS