Essential Checking


This account is limited to individuals for personal use.

  • Minimum deposit to open the account is $50.00.
  • No monthly service charge.
  • Unlimited check writing.
  • No minimum balance required to maintain account.
  • A per transaction fee of $1.50 will be assessed for foreign ATM transactions; this account type qualifies for one (1) refunded transaction fee per monthly statement cycle.
  • This account contains a monthly paper statement fee of $5.00 for those not enrolled in eStatements.
  • This account contains a $2.00 additional fee if customer requests check images to be returned with paper statements.
  • A monthly inactivity fee of $5.00 will be assessed after six (6) consecutive months of no transaction activity within the account.
  • A monthly dormant account fee of $10.00 will be assessed after twelve (12) months of no transaction activity within the account.

View our complete list of disclosures for the new checking accounts.

View our existing checking accounts.

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