CDs & IRAs

Banner image of the I-74 bridge in Moline along the Mississippi River


Featuring competitive interest yields and available in 3 month, 6 month, 1 year, 1½ year, 2 year, 2½ year, 4 year, and 5 year terms. With so many to choose from, we offer an option that will fit any budget or plan.


Take a closer look at our IRAs! Blackhawk Bank & Trust IRA certificates of deposit are available in 18, 48 and 60 month terms. Traditional, Roth & Educational IRAs are available. Choose one today!

IRA Builder Certificate of Deposit

Our IRA Builder allows you to make regular weekly, bi-weekly or monthly deposits into your IRA Certificate of deposit. A $50.00 minimum deposit opens the account with additional $50.00 incremental deposits allowed in accordance with the maximum annual IRA contribution allowed by federal regulation.

The Maximum annual IRA contributions as of 2014 are as follows: $5,500.00 + COLA per individual. If you are 50 years of age or older, $6,500.00 + COLA per person. Educational IRA maximum contribution $2,000.00 per individual. A $500.00 minimum deposit is required to open a new IRA account (except for the IRA Builder).

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