Debit & ATM Cards

Banner image of the I-74 bridge in Moline along the Mississippi River

Quick, easy banking anytime with the Blackhawk Bank & Trust CHIEFChek MasterCard® Debit Card or THE CHIEF ATM Card. Offering worldwide, global convenience, you can use your cards anywhere that accepts MasterCard® Debit Cards. Plus, with over 75 ATMs in our network, surcharge free ATM access is easy to find. Click here for a list of ATM locations.

Chip Card Technology

All new CHIEFChek MasterCard® Debit Cards come with EMV Chip Technology. The EMV Cards feature built-in chip technology to give you greater fraud protection when you use your card at a chip-activated terminal. Your new card is not only more secure, it is also easy to use. Click here to learn more! 

Personalized Debit Cards

Make your Debit Card unique. With My Card Creation, you can choose from a gallery of images, upload your own photo, or select a photo ID Card. To learn more or to order your personalized card, click here. 

Two Way Text Alerts

Introducing Two Way Text Alerts for Debit Cards and suspicious Debit Card transactions.


How it Works

With interactive fraud alerts, if our system detects suspicious activity on your card, you’ll receive a text message with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction.

If you indicate the transaction is fraud, you’ll receive another message with a number to call for follow-up. If not, you’re all set. The system will mark the transaction as legitimate and you can get on with your day – simple as that.


Getting Started

Make sure your phone number is current with us.

If we have your cell phone number on file, you’ll receive an initial text message starting Monday March 13th asking you to enroll in two way text alerts.

Say yes, and we will text you anytime a transaction looks suspicious. It’s an easy way to keep your account secure and prevent fraud.

You may also choose not to receive text alerts right now. That’s okay too, you can sign up anytime you’d like in the future and still be covered. If fraud is detected on your account, you will continue to receive phone calls from us alerting you the potential fraudulent activity if it occurs.


The application process is fast and easy. Just ask for and complete a CHIEFChek application at any of our locations. If your application is approved, you should receive your CHIEFChek debit card within ten business days.

If you provide us with your name and mailing address at, we’ll be happy to mail a CHIEFChek debit & THE CHIEF ATM application to you.

For your protection do not include your access ID, password, Social Security Number, Personal Identification Number (PIN) or other confidential information in emails to Blackhawk Bank & Trust. If you’d like to message us securely, click here

Telephoning Blackhawk Bank & Trust is the best way of keeping personal information secure. If you wish to request an application by phone, please call us at (309) 787-7567.

You must have a Blackhawk Bank & Trust checking account to have a CHIEFChek debit card. A Blackhawk Bank & Trust checking account or statement savings account is required in order to apply for THE CHIEF ATM card.

There is a $10.00 fee to replace a lost, stolen or damaged ATM card or $15.00 for the CHIEFChek debit card . If your card has been lost or stolen, please contact us immediately during business hours at (309) 787-7567 or after regular business hours, call the Fiserv toll free number at (800) 472-3272. You must contact us within 48 hours of your debit card being lost or stolen to eliminate your liability for fraudulent card usage.