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FHA, VA, Rural Development loans

FHA, VA, or Rural Development Loans

Blackhawk Bank & Trust offers a full range of mortgage options including FHA, VA, Rural Development Loans'. Questions? email us at mortgages@choosethechief.com or call our us at (309) 787-4451.

FHA (Federal Housing Authority)

Federal programs make home financing available and affordable, helping to make many borrowers dreams of home ownership a reality. Stop in to speak with a mortgage specialist to determine if you are eligible for an FHA loan and all the benefits that come along with it. 

  • Low down payments option
  • Credit scores as low as 580
  • Competitive rates
  • Free pre-qualification
  • Easy online application

APPLY NOW

VA (Veterans Affairs)

The Blackhawk Bank & Trust team of experienced mortgage specialists are here to help service members, veterans, and eligible surviving spouses become homeowners. Work with our team to determine your Veterans Affairs loan eligibility and to learn about the benefits that are available through the federal programs.

  • Up to 100% home financing; no down payment required
  • No private mortgage insurance required
  • Competitive rates
  • Free pre-qualification
  • Easy online application

APPLY NOW

USDA (Rural Development)

With the USDA Rural Development loan program homeownership is possible even if you aren't able to make a down payment on your mortgage loan. Our mortgage professionals are here to help answer your questions and guide you through the approval process.

  • Up to 100% home financing; no down payment required
  • Must meet Rural Development income limits
  • 30-year loan terms with fixed interest rates
  • Owner-occupied, one-unit, primary residence only
  • Free pre-qualification

For more information about USDA Rural Development home loans and how to apply, please call our mortgage division at 309.787.4451 or email at mortgage@choosethechief.com.