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$100 Bonus Reward

$100.00 New Account Bonus will be credited to qualifying accounts within 15 calendar days of the customer meeting all of the following criteria:

  • Maintains the account for 180 calendar days from account opening.
  • Has at least sixty (60) total posted and settled debit card transactions (or at least ten (10) per monthly statement cycle).
  • Has at least six (6) total posted and settled direct deposits or automatic payments (ACH) (or at least one (1) per monthly statement cycle).
  • Remains enrolled in E-statements during each monthly statement cycle. Minimum balance to open account is $50.

Offer is valid as of the date of this publication and may be withdrawn at any time.

Cash Rewards Checking

The Cash Rewards checking account is limited to individuals for personal use.

  • The minimum deposit required to open this account is $50.
  • No minimum balance required to earn rewards or maintain account.
  • Unlimited check writing.
  • Cash rewards will be credited on a monthly basis.
  • In order to be qualified to receive cash back rewards, an account must have at least one (1) direct deposit or electronic payment (ACH) post and settle during the current monthly statement cycle.
  • If qualifications are met, account holders are limited to receiving monthly rewards as detailed below.

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Cash Rewards Checking: In order to be qualified to receive cash back rewards, an account must have at least one (1) direct deposit OR automatic payment (ACH) post and settle during the current monthly statement cycle. If qualifications are met, account holders are limited to receiving one of the following monthly: 1) $2.00 cash rewards for posted and settled debit card purchases of at least $300 in the current monthly statement cycle; 2) $4.00 cash rewards for posted and settled debit card purchases of at least $750 in the current monthly statement cycle; or 3) $10.00 cash rewards for posted and settled debit card purchases of at least $1,500 in the current monthly statement cycle. Cash rewards will be credited on a monthly basis. Ask us for full details.

Interest Checking

  • Minimum deposit to open the account is $50
  • No minimum balance required to earn interest or maintain account
  • Unlimited check writing
  • Check images returned with statement at no charge
  • This is a tiered rate account if one of the qualifications detailed below are met for each monthly statement cycle

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Interest Checking: Annual Percentage Yield on balances up to $15,000 and 0.15% APY on daily balances greater than $15,000 resulting in 4.00% - 0.73% APY depending on balance in the account and qualifications met. To qualify, you must have at least 15 debit card purchases and at least one direct deposit or electronic payment post and settle during the monthly statement cycle. Annual Percentage Yield on balances even if transaction qualifications are not met of 0.15%. The APY is accurate as of December 28, 2023. Rate is subject to change. Fees could reduce the earnings. Minimum deposit to open the account is $50.

Relationship Checking

  • Minimum deposit to open the account is $50.
  • No minimum balance required to earn interest or maintain account.
  • Unlimited check writing.
  • Check images returned with statement at no charge.
  • This is a tiered rate account if the qualifications detailed below are met for each monthly statement cycle.
  • If qualifications are not met, all balances are still eligible to earn interest. Separate tiers will apply.

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Relationship Checking: Annual Percentage Yield on balances up to $30,000 and 0.15% APY on daily balances greater than $30,000 resulting in 4.50% - 1.46% APY depending on balance in the account and qualifications met. To qualify you must have at least fifteen (15) posted and settled debit card purchases in the current monthly statement cycle AND at least two (2) of the following additional qualifiers: a) At least one (1) direct deposit or electronic payment (ACH) post and settle during the monthly statement cycle; b) An average monthly balance of at least $25,000 within a Blackhawk Bank & Trust Money Market or Savings account; c) A current principle balance of at least $25,000 within Blackhawk Bank & Trust personal loan account; d) A current balance of at least $100,000.00 within Blackhawk Bank & Trust Certificate of Deposit or Individual Retirement Accounts balance. Annual Percentage Yield on balances if qualifications are not met is 0.15% on balances of less than $2,500 and 0.10% APY on balances of $2,500 or greater. The APY is accurate as of December 28, 2023. Rate is subject to change. Fees could reduce the earnings. Minimum deposit to open the account is $50.