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Lending


Looking for a loan?

Blackhawk Bank & Trust offers competitively priced, local loans with local payments. Our loan process is simple and convenient. Whether you are looking for a mortgage, to refinance, or to remodel, we are able to work with you to meet your personal lending needs! Apply online or in-branch.

Consumer Loans


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Mortgage Loans


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Home Equity Line of Credit


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Credit Cards


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Loan Payment


Pay Loan

Student Loans


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Downpayment Plus® Program

The Downpayment Plus Program, offered by the Federal Home Loan Bank of Chicago, is a matching program that provides down payment and closing cost assistance for income-eligible homebuyers. The assistance is provided in the form of a forgivable grant paid on behalf of the borrower at the time the borrower closes on mortgage financing. Grants are forgiven on a monthly basis over a five-year retention period. 

Through the Downpayment Plus Program*, funds may be available to eligible homebuyers to use toward a down payment and closing costs. Ask one of our mortgage officers today about the Downpayment Plus Program to see if you are eligible. 

Homebuyers must meet income eligibility requirements and:

  • Contribute at least $1,000 to the purchase of the home
  • Complete pre-purchase homebuyer education and counseling
  • Live in the home as your primary residence

Contact one of our mortgage specialists to determine if you qualify!

Send a Message to Our Mortgage Specialists

Learn More About the Program

 


 


We offer local credit cards!

Our cards come with local service and local payment options. Plus...

  • ScoreCard Rewards - earn 1 point for every dollar spent; redeem points towards merchandise, gift cards, and travel
  • Travel Accident Insurance
  • Auto Rental Insurance

Apply Now

Credit Cards


Choosing local = great service!

Choosing the Chief means your loan will be originated, processed and closed with your local Blackhawk Bank & Trust lender.

  • We make timely credit decisions on your application
  • We will service your loan locally, right here in the Quad Cities!
  • Your monthly payments can be made at any Blackhawk Bank & Trust branch or can be automatically deducted from your account with us.