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Essential Checking Account

Essential Checking

The Essential checking account is limited to individuals for personal use.

  • Minimum deposit to open the account is $50.
  • No monthly service charge.
  • Unlimited check writing.
  • No minimum balance required to maintain account.
  • A per transaction fee of $1.50 will be assessed for foreign ATM transactions; this account type qualifies for one (1) refunded transaction fee per monthly statement cycle.
  • This account contains a monthly paper statement fee of $5 for those not enrolled in eStatements. 
  • This account contains a $2 additional fee if customer requests check images to be returned with paper statements.
  • A monthly inactivity fee of $5 will be assessed after six (6) consecutive months of no transaction activity within the account.
  • A monthly dormant account fee of $10 will be assessed after twelve (12) months of now transaction activity within the account.

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