Banking that fits your everyday

By Emma Ray, Community Relations Specialist at Blackhawk Bank and Trust

As summer gives way to fall, routines begin to change. Back-to-school schedules settle in, vacations come to an end, and many people find themselves returning to familiar rhythms. It’s a reminder that, just as the seasons change, so do our financial needs.

Some people are looking to earn interest. Others want to earn cash back on everyday purchases, while some are opening a checking account for their teen or making the most of a long-term banking relationship. Financial goals aren't one-size-fits-all, and your checking account shouldn't be either. That's why Blackhawk Bank & Trust offers checking accounts designed to fit your needs.

Interest Checking: If you'd like your everyday checking account to earn a little extra, Interest Checking is designed to help your money work harder while still giving you the flexibility you expect from a traditional checking account.

Interest Checking features:

• Interest earned on balances up to $15,000 when qualifications met
• No minimum balance required to earn interest or maintain the account
• Unlimited check writing
• Qualify for a higher interest rate by meeting simple monthly requirements

Relationship Checking: Relationship Checking is ideal for customers who have multiple accounts or services with Blackhawk Bank & Trust. It rewards customers for building a broader banking relationship while offering the convenience of an everyday checking account.

Relationship Checking features:

• Opportunity to earn our highest checking account interest rate
• Interest earned on balances up to $30,000 when qualifications are met
• No minimum balance required to earn interest
• Monthly service charge waived with a qualifying relationship balance

Cash Rewards: If you'd rather earn cash back than interest, our Cash Rewards account puts money back in your pocket by rewarding the purchases you already make.

Cash Rewards Checking features:

• Earn monthly cash rewards on qualifying debit card purchases
• Unlimited check writing
• No minimum balance required

Youth Checking: Learning good financial habits should start early. Our Youth Checking account gives teens the opportunity to begin managing their own money while enjoying the convenience of a checking account designed just for them.

Youth Checking features:

• Available for ages 14–18
• Includes a debit card for everyday purchases
• Online and mobile banking access

Choosing the right checking account is about more than managing your money—it's about finding an account that supports the way you live. As your goals and priorities change over time, having a checking account that works for you can make everyday banking simpler, more rewarding, and more convenient.

To learn more or open an account, visit www.choosethechief.com or stop by your nearest Blackhawk Bank & Trust branch. Whether you're opening a new account or simply considering a change, we're here to help you find the checking account that fits you.